RBC’s Royal Bank High Interest eSavings Account is an online savings account that offers a competitive annual interest rate. Interest Rate Definitions: “Bonus Interest Rate” is the increment over the Regular Interest Rate applicable to the Eligible eSavings Account. A low cost and flexible way to borrow. legal bug 15. Overdraft protection 5, 46. If you need to pay RBC a monthly fee for having that high interest savings account, then opt for an online bank such as EQ Bank whose savings account offers a 2. Just keep in mind that as a straight-ahead savings account isn’t suitable for day to day banking since it only offers. RBC High Interest eSavings is an online savings account that offers high interest on every dollar and free transfers between any RBC Royal Bank personal deposit accounts in your name. 00. , Royal Trust Company or The. The Bonus Interest Rate of 3. Any balances over. Withdraw your money at any time for any reason 2. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. This RBC New eSavings Client Bonus Interest Rate Offer cannot be combined with other promotional rate offers applicable to an RBC High. Full: $1. The Bonus Interest Rate of 3. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. RBC TFSA RBC High Interest eSavings; Purpose: A registered account for tax-free earnings and withdrawals: High interest-earning account: Interest rate: 0. 7. 4. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. , RBC Global Asset Management Inc. RBC U. 2 Year Fixed. High Interest eSavings Account that is closed or switched to a different product/account type which is not an RBC U. Skip to main content. DEFINITIONS “Bonus Interest Rate” is the increment over the Regular Interest Rate in the Eligible eSavings Account. S. The Bonus Interest Rate of 3. The Bonus Interest Rate of 3. All remaining cash bonuses will be forfeited, even if all other Qualifying Criteria have been met. 50% per annum and is subject to change without notice; A. And it comes free of cost and you need only do everything online. Here are current popular purchase and switch rates for select fixed and variable rate closed term mortgages: Term. S. 70% interest rate on all amounts deposited. Bank accounts. 80%: $0: Financial Services Regulatory Authority of Ontario: Scotiabank MomentumPLUS. legal bug. This limited-time offer is a great way to help you reach your savings goals. Get 350 when. Free access to RBC Online. 4) Additional service fees by any intermediary and receiving bank may apply. Or, if you wish, you can try submitting your application again. Tiered interest rates begin at $5,000. legal bug. GET $350. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. Potentially reduce your tax bill and carry forward undeducted contributions indefinitely. The Eligible RBC High Interest eSavings account must remain open as of the Cash Bonus deposit dates in order to receive the Cash Bonuses. The Bonus Interest Rate on August 3, 2023 was 3. Personalized typed letter: $15. , Royal Trust Company. e. , RBC Global Asset Management Inc. The Bonus Interest Rate of 3. Unlock More from Your Everyday Banking. , RBC Global Asset Management Inc. As of the start of the Promotional Period (September 13, 2023), the annual Bonus Interest Rate is 3. For those looking to keep their funds in a traditional bank, RBC’s High Interest eSavings Account offers a competitive. , RBC Direct Investing Inc. S. Earn high interest on every dollar 5. 5 per cent. 5. E-transfers are $1. You cannot send an IMT from a U. While the Tax-Free Savings Account (TFSA), Registered Retirement Savings Plan (RRSP) and FHSA all offer tax. Promotions. Funds are immediately taken from your RBC bank account in exchange for the draft, guaranteeing the funds for the recipient. From the drop down boxes, select the transactions and the period of time. Any balances over. 5% annual rate for 3 months. 2. The Eligible RBC High Interest eSavings account must remain open as of the Cash Bonus deposit dates in order to receive the Cash Bonuses. You’ll earn 0. The Bonus Interest Rate of 3. No cross-border debits. , RBC Global Asset Management Inc. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. Offer available November 1, 2023 – January 31, 2024 (“Promotional. , Royal Trust Company. , RBC Global Asset Management Inc. Book an Appointment Opens in new window. Free transfers between any RBC Royal Bank personal deposit accounts in your name 27. The Bonus Interest Rate of 3. RBC’s HISA is referred to as the RBC High-Interest eSavings account. For 3 Months 8. 00. Purchase Interest Rate: 20. High Interest eSavings Account on the date (between July 15, 2023 and July 31, 2023) on which the Cash Bonus is deposited shall forfeit the right to receive the Cash Bonus, even if all other Qualifying. The funds in your First Home Savings Account (FHSA) have to be used by December 31 of the 15 th year after opening your first FHSA account or the year you turn 71, whichever comes first. , Royal Trust Company or The. FREE. Definitions: “Bonus Interest Rate” is the increment over the Regular Interest Rate in the Eligible eSavings Account. All remaining cash bonuses will be forfeited. 5 per cent high interest is only accurate in comparison with other big-bank offerings. 50 each. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. The Bonus Interest Rate of 3. Any balances over. RBC Vantage gives you powerful benefits with any eligible RBC. GIC rates are influenced by Bank of Canada interest rate decisions, but more so by the bond market. It offers a modest 1. RBC New eSavings Client Bonus Interest Rate Offer Terms and Conditions Interest Rate Definitions: “Regular Interest Rate” means the interest rate ordinarily applicable to the RBC High Interest eSavings Account. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. 90%:. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. But calling 1. When you add on the bonus interest of. 2 Year Fixed. RBC’s HISA is referred to as the RBC High-Interest eSavings account. 00 $0. Making and receiving payments is how your cash flows. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. Choose any airline, any flight, any time. , Royal Trust Company or The. Notwithstanding the terms and conditions of any separate. Track your personalized savings goals in real time and watch your money grow. It is a simple interest calculation. Seniors: Watch out for these 5 scams. Whether you have a simple question—or you want to talk through an important financial matter—our advisors are here to help. The Bonus Interest Rate on August 3, 2023 was 3. This account also pays bonus interest of 5. This plan has $0 fee. Add an optional Nickname, and the Account Number. CSAV comes with a fairly low MER, which is roughly the same as most other high-interest savings ETF providers in Canada. At the start of the Qualifying Period (April 1, 2019), the annual Bonus Interest Rate was 1. Key Savings Account Features. 95 per month. Also, the account only offers 1 free RBC ATM. 2 Also earn 1 Moi point on every dollar spent at Super C. S. Here are current popular purchase and switch rates for select fixed and variable rate closed term mortgages: Term. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. , RBC Direct Investing Inc. You then have 15 years to repay. Trade and invest using our online investing site; the customizable trading dashboard or the RBC Mobile 1 app. The RBC High Interest eSavings account is a no monthly fee account that allows you to earn high interest on savings. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. Get 3,000 welcome Moi points upon your first purchase 1 . Closed or switched accounts will be disqualified from this offer as of the closed or switched date. S. 5% interest when you open a secure, flexible RBC High Interest eSavings account and access MyAdvisor—a free digital platform, exclusively for RBC clients, that provides you with access to personalized advice, along with interactive tools to help you. 7. legal bug. 80%: $0: Financial Services Regulatory Authority of Ontario:. Available to newcomers who are (i) permanent residents or international students who arrived in Canada within the last 12 months, or (ii) temporary resident workers who arrived in Canada within the last 48. For all personal deposit accounts other than the RBC High Interest eSavings® account, the RBC U. Ticker: CASH. To help grow your savings faster you will earn 5% interest on new funds deposited to your existing eligible RBC High Interest eSavings Account between May 10, 2023 to August 15 2023 1 . 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. The RBC High Interest eSavings account pays high interest on every dollar you save with no minimum deposit requirements. Any Eligible eSavings Account that, prior to the payment of interest at the Bonus Interest Rate, is closed or switched to another product type which is not an RBC High Interest eSavings account will forfeit any such interest calculated during the month in which the Eligible eSavings Account is closed or switched. RBC offers credit cards in various categories, including cash. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. 50%. bills and review your transaction history. To get your cash bonus, simply open an account and deposit funds by 3pm EST on June 30, 2023. , Royal Trust Company or The. S. If you open an RBC High-Interest eSavings account on December 22, 2023, you will enjoy a special interest rate of 5. Best U. The 2. Where anWith the launch of the First Home Savings Account (FHSA), there’s now one more registered investment plan to consider when determining which one – or which ones – can best help you meet your savings and retirement goals. 5. An online savings account offering high interest legal bug 1 on every dollar: Tiered interest legal bug 1 rates begin at balances of $5,000 or more: Tiered interest legal bug 1 on every dollar saved: High interest legal bug 1 on every U. 80%: 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. legal bug. Including ATM and unassisted telephone fund transfers, from this account to any other RBC Royal Bank personal deposit account in your name. Unlock more from your everyday banking. View in-depth research and market news. $0; $1000 deposit required to open. The Eligible RBC High Interest eSavings account must remain open as of the Cash Bonus deposit dates in order to receive the Cash Bonuses. 5 stars. 2. Annual Fee Rebate. 5 per cent. Interest rate decisions matter. Business Essentials Savings Account. 5 Year Fixed. ):. legal bug. RBC, TD, BMO. 70%, first three months: 4. You can set up the account to automatically move money from. Skip to main content. The Bonus Interest Rate on August 3, 2023 was 3. FREE, with RBC VIP Style. 490%. 90% per annum and is subject to change without notice; A. Book an Appointment. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. Sign In. Legal Disclaimer 14. Pay U. You must have another RBC account. Any balances over. Search RBC. Monthly fee rebate*. 5 per cent high interest is only accurate in comparison with other big-bank offerings. The Bonus Interest Rate on August 3, 2023 was 3. GET 5. At a 1. 99% if you reside in Quebec). 00%) or the best offers from many online banks. , RBC Direct Investing Inc. Offer Ends January 3, 2024. All remaining cash bonuses will be forfeited. Simply open your first RBC High Interest eSavings account by August 31, 2021 to get 1% interest (on balances up to $1,000,000) for the first 3 months 2. I asked a while back. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings. RBC US High Interest eSavings Earn high daily interest on every US dollar and receive free online transfers from this account to other RBC deposit accounts in your name — 24/7 with no delay. Tap Move Money in the Navigation Bar. RBC’s High Interest eSavings is the better choice, with an across-the-board rate of 1. 25% interest on new funds deposited to your existing eligible RBC High Interest eSavings Account between February 1, 2023 to April 30, 2023 1 . , RBC Global Asset Management Inc. 7. It’s a good idea to set up a rain barrel to catch runoff water. Royal Bank of Canada, commonly known as RBC, is a global financial institution. The Regular Interest Rate is subject to change without notice, and the most current rate is posted on our Personal. S. , RBC Global Asset Management Inc. If you deposited ten grand - the total interest earned after three months is approximately $62. Limitations Thanks for banking with RBC—we look forward to welcoming you to the Value Program. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. dollar account or an RBC High Interest eSavings account. In addition to most Canadian accounts or RBC US High Interest eSavings®, you can also open a joint US Personal account® in Online Banking. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. Got an email from RBC with the below offer For a limited time, you can get up to 1. Pay no taxes on any investment earnings. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. , RBC Direct Investing Inc. Tap Transfer Between My Accounts. Apply Now View Card Details. As of the start of the Promotional Period (February 15, 2022), the annual Bonus Interest Rate is 1. We'd Love to Help. Any Eligible RBC High Interest eSavings Account that is closed or switched to a different/account type which is not an RBC High Interest eSavings Account will be disqualified from this offer as of the closed or switched date. 00 per month plus applicable Overdraft Interest. Only the first Eligible eSavings Account opened by you as a Primary Owner during the Qualifying Period will receive the RBC New eSavings Client Interest Rate Offer. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. 80%. Any balances over. 5% interest on every dollar for 3 months. legal bug. EQ Bank TFSA Savings Account. Annual Fee Rebate. Good idea to get out of RBC, because all the big 5 banks (Scotia, RBC, CIBC, BMO, and especially TD) are known for low interest rates and high fees. High Interest eSavings Account is a cross-border account that lets you earn interest on any savings you hold in US dollars. RBC High Interest eSavings® No charge $5 5 RBC US High Interest eSavings® No charge $3 5 ¡ Interac Flash Point Of Sale (POS) Debit Transaction ¡ RBC Royal Bank loan payment (pre-authorized or non-scheduled) ¡ RBC Royal Bank mortgage payment (pre-authorized or non-scheduled) ¡ RBC Royal Bank investment contribution (pre-authorized. 95 each thereafter. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. Another nice perk is that you do not need to keep a minimum balance in the account to earn interest. Offer ends January 31, 2024. Open In-branch. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. Access funds at any time via ATM, branch, cheque, online or telephone banking. Please call us at 1‑877‑900‑59001. Skip to main content. 2% interest for 3 months when you open your first RBC High Interest eSavings account. ATMThe RBC U. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. 5% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. monthly fee 6. Offer expires December 22, 2023. Call to book an appointment to open a bank account over the phone or by video conference. We’ve given the RBC High Interest eSavings account a Genius Rating of 3. 2. 5% interest on your balance and you’ll get fee-free RBC transfers. Things our lawyers want you to know. “Promotional Interest Rate” is the Bonus Interest Rate plus the Regular Interest Rate. Checking your eavestroughs and gutters for debris regularly is a great way to prevent flood damage. , RBC Direct Investing Inc. Enrol your account in the Value Program to get a minimum of 1 Avion point for every $10 you spend in-store and online using your enrolled account. 99% (21. "The 2. High interest my ass. 8% and is only applicable to deposits made in the Eligible eSavings Account for 3 months (90 days) from the date the Eligible eSavings Account was opened (the “Promotional Period”) and up to a maximum of $1,000,000 of the Eligible eSavings Account’s total balance. , RBC Direct Investing Inc. legal bug. Looking at my monthly statement, I noticed the money I have stashed in my high interest savings account went from $18CAD monthly return to about $1CAD. Promotions. S. After Value Program Rebate: 3. 5% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings. Search. 05. Any balances over. S. . High Interest eSavings® Savings Yes No No No No No No No RESP Savings Deposit Savings Yes Yes No No No No Yes No RIF Savings Savings Yes No No Yes No No No NoRBC High Interest eSavings. bank account and credit card balances. 150%. 2. N/A. The RBC High Interest eSavings account RBC’s HISA currently offers an interest rate of 1. $ 22. This feature allow students to set up pre-authorized transfers from their banking account to their designated RBC Royal Bank savings account. See full list on nerdwallet. View Card. 50. Here’s why 60% of Canadians invest in a TFSA 1: Pay no taxes on any investment earnings 4. The RBC High Interest eSavings is an online savings account that has an integration with other RBC accounts. , Royal Trust Company or The. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. RBC High Interest eSavings: 5. 7. Transfer money between your RBC U. Special Offers. Cannot remit funds from any U. Unlimited withdrawals in Canada 5, including ATM 6, debit transactions and bill payments. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. The Bonus Interest Rate of 3. The Bonus Interest Rate of 3. 50%, with no monthly fees and no minimum balance requirements. Free account transfers 24/7 with no delay. RBC ION+™ Visa ‡. " From the Online Banking homepage select "view all account balances" under the Banking header. AdChoices; Promotions; Royal Bank. 090%. To send or receive a wire transfer at your RBC Royal Bank account, you will need the information outlined below. No minimum deposit is required; No monthly fees are chargedThe Bonus Interest Rate of 3. 2% interest for 3 months when you open your first RBC High Interest eSavings account. 2 Year Fixed. Closed or switched accounts will be disqualified from this offer as of the closed or switched date. (Member–Canadian Investor Protection Fund), RBC InvestEase Inc. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. If you currently have a paper statement with one of these accounts and update to eDocuments, you won’t be able to change back to paper statements. Get $25 To Help Kick Start Your Child’s Financial Journey. 300% per annum. No minimum balance required. Discover how each of these accounts can help you reach your goals—and remember, you don’t have to pick just one! 1. Pay no minimum monthly fee. $5,000. RBC Savings Account Promotion – expired. Get advice any time you need it, at home or in-person. 95 each thereafter. Eligible Credit Cards. 090%. RBC New eSavings Client Bonus Interest Rate Offer Terms and Conditions Interest Rate Definitions: “Regular Interest Rate” means the interest rate ordinarily applicable to the RBC High Interest eSavings Account. 2023/07/13. Purchase Interest Rate: 20. If you’re not completely satisfied within the first 4 months, we’ll refund your monthly fees for up to 3 months. The Regular Interest Rate is subject to change without notice, and the most current rate is posted on our Personal Accounts Interest Rates. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. Free access to RBC Online, Mobile, and Telephone Banking 3. Compare up to three credit cards. 7. 1. Withdraw your money at any time for any reason 2. , Royal Trust Company or The Royal Trust Corporation of Canada The Bonus Interest Rate on August 3, 2023 was 3. To change the order of transactions, click "Sort Transactions". The Regular Interest Rate is subject to change without notice, and the most current rate is posted on our Personal Accounts Interest Rates. As of the start of the Promotional Period (May 10, 2023), the annual Bonus Interest Rate is 3. $5. 25%. So far, the Canadian central bank has been raising rates in a bid to cool high inflation. Click "View". 2. This RBC eSavings review covers its features, fees, and alternative savings accounts in Canada. RBC Newcomer eSavings Cash Bonus Offer Terms and Conditions Interest Rate Definition: “Regular Interest Rate” means the interest rate ordinarily applicable to the RBC High Interest eSavings Account. dollar 1. 8% within the RBC New eSavings Client Bonus Interest Rate Offer (“Offer”) is available to Eligible Clients who were not the Primary Owner of an RBC High Interest eSavings Account at any time before the beginning of the Qualifying Period (as defined below), and who open a new RBC High Interest eSavings account. $ 30. AdChoices; Promotions; Royal Bank. Including ATM and unassisted telephone fund transfers, from this account to any other RBC Royal Bank personal deposit account in your name. S. Contact Us. The Bonus Interest Rate on August 3, 2023 was 3. High Interest eSavings® account and the NOMI Find & Save ® account, you (the sole owner of a personal deposit account or any co-owner of a joint personal deposit account) can change the preference from electronic to paper Statements and. There are no minimum deposit requirements and you can get all of your internal RBC transfers for free. If you’re not completely satisfied within the first 4 months, we’ll refund your monthly fees for up to 3 months. 8 7 7. S. If you are looking to invest in a high-interest savings ETF, CI’s CSAV ETF is a great choice to consider. 50%. 1 Products and services may be offered by Royal Bank of Canada or by a separate corporate entity affiliated with Royal Bank of Canada, including but not limited to Royal Mutual Funds Inc. RBC Bank. 1. , the standard interest rate applicable to your Eligible eSavings Account regardless of this RBC New eSavings Client Interest Rate Offer); and. Explore current RBC special mortgage offers. , RBC Global Asset Management Inc. S. “Promotional Interest Rate” is the Bonus Interest Rate plus the Regular Interest Rate. With RBC Vantage, you can unlock rewards, savings, insights and more with any eligible bank account. This observation glosses over some of the nuance, but the takeaway is that long-term thinking is a key element of progress. Sign into RBC Online Banking only once and access your U. dollar account or the RBC High Interest eSavings account. , Royal Trust Company or The. High Interest eSavings account and get a cash bonus of up to $5,000 USD —plus earn interest on every dollar, every day.